Something More
How I’m Overcoming My DebtArchive for October, 2007
Bye Bye Best Buy!
I recently came into some extra cash ($200 to be exact) and I plan on using it to pay off my Best Buy bill. I still need a little more to pay it off but I’ll have that soon with money coming in from some paid posts.
I can’t wait to get this small monkey off my back and start focusing on the two larger apes that are waiting in the wings.
Little Updates
Since my raise has now taken affect, I’ve upped my 401K to 4%. My manager mentioned trying to get me another raise in February. My Aunt (she works at the same company) told me that it’s really hard to get an extra raise or whatever and to not be surprised if it doesn’t happen. If it does happen though, I’ll be adding another percentage and bringing it up to 5%.
I’ve slowly been adding money into my ING Account as well. I really need to work on that, even if it’s just adding $5 here and there. It all adds up in the end.
I’ve been doing better with not going out for lunch all the time. I’ve been bringing lunch to work instead. On Wednesday’s we get free bagels and I’ve been taking advantage of that as well.
I’ve been doing a few paid posts at my personal blog but not many. Nothing has seemed to jump out at my as far as the paid posts go. I try to keep it somewhat related to what I blog about already or something I know my readers can gain something from.
Extra Money
In the next 30 days or so I’m expecting $62 from various “pay to blog” websites. It’s not much but it’s better then nothing right? I’ll probably keep the money in my PayPal account for awhile then transfer it into my checking that way I can add to to my savings. What a process. I wish ING had a way to hook up with PayPal to cut the “middle man”out of it.
MyFico.Com
Anytime someone has a question about credit scores and ratings, I always point them in the direction of MyFico.Com
The one thing I really like about this website is the fact it’s easy to understand. They don’t use big words or terms that are hard to grasp. Everything is pretty straight forward!
They offer tips on how to improve your score, provide charts to help you understand things better and they help debunk some common myths about credit and credit scores. Remember, of all the things that come and go in your life, your score is something that will always be with you! It can help you or hurt you depending on how well you care for it.
9 Months
The card that just dipped below the $1,000 mark should be paid off in about 9 months. I was looking at my CCCS statement the other day and they have $100 going to that card. How awesome is that?
I’ve been in a bit of a funk lately but I just have to remember that soon I’ll be debt free and I’ll be able to save more money towards moving out and paying off my car.
